![]() When my wife was pregnant she worked part-time in our business and had very little side income for a short amount of time. Every time I read someone talk about how they “pay” money to their stay at home spouse every two weeks, I actually want to scream. I feel like one spouse “paying” another by writing a check or transferring money is degrading.I mean, is budgeting this category really that much harder than working out the details of splitting household bills and percentages of income? There’s nothing wrong with having money that each spouse can spend on whatever they fancy, but it seems akward to separate your finances just to accomplish this. Whether you call it “blow money,” “personal spending,” or “his and her cash,” it is an essential part of budgeting. There are many ways to budget “his/her” money, without separating finances.I love the fact that we have one shared plan and are constantly working together to implement it. Our financial goals are our financial goals. Once we were married though it was our debt. I entered the marriage with more credit card debt and my wife entered it with much more student loan debt. How in the world can people have separate finances and still avoid slipping into his bills, her bills, his debt, her debt, his spending, her retirement? I find it hard to find how this system promotes unity and communication. On the surface it can seem like separating accounts is a way to avoid money fights, however I believe many people use this as an excuse to delay working through the real issues behind the fighting. In fact, the majority of times I’ve neglected an issue it has become far worse, before finally coming back to bite me in the butt. In my life, ignoring or avoiding any issue has very rarely led to a positive resolution. It seems like many couples settle for separate finances because they desire avoiding “tough” conversations up front.I just don’t get it… My biggest beefs with separate finances in marriage: I’m often annoyed at several of the comments on sites who’ve tackled this subject in the past. But on a practical level, my stomach turns when I hear or read people talking about this issue. On an intellectual level, I believe people should do whatever system works for them. In fact, I would go as far as claiming that I lose a piece of respect for some people when I hear that they have separate finances. Neither my wife, nor I can imagine having separate accounts. For me… I just can’t wrap my head around ‘separate finances’! There are some pretty intense feelings on both sides, which almost always leads into interesting articles and ensuing comments. ![]() This week’s topic is on “Couple’s Finances.” Whenever this topic is presented, the discussion usually drifts to the pros and cons of Joint Finances vs.
0 Comments
![]() This urban myth results from a 1992 study by the psychologist Anders Ericsson, who measured and compared professional violinists’ and pianists’ hours of practice. You might be familiar with the famous concept that it takes 10.000 hours of work to become a master in a field. ![]() This pattern of clustered neuron firing is why a habit is so hard to break. But once a habit forms, neurons start firing only at the beginning of a habit (cue), pausing during the habit (response), and firing again at the end of it (reward). When you start something new, the neurons in your brain fire throughout the action. It explains why humans, just like the mice, unconsciously act out a habit on certain cues even when they know doing it is unnecessary or unrewarding. This caused the mice to listen to their habit of running the same route through a maze, even after they were no longer rewarded for taking that specific route. When a habit is relatively new, there is active consideration of the reward it will provide, and as you repeat it, the cue (stimulus for falling into a habit) becomes independent of the reward. ![]() For example, driving a car becomes automatic, allowing you to chat with the person next to you.Ī 2016 study on habit formation that combined existing research showed multiple stages of habits forming in the brain of mice and monkeys. In response, the brain breaks this ‘difficult’ task up into smaller chunks and chains them together into one repeatable routine, to save mental space. Because this is highly brain-intensive, you cannot perform other tasks that require your full focus. It makes many calculations and decisions to bring the new task to success. The prefrontal cortex works harder when you do something new. This is where you consciously think about performing a task by making decisions about it, planning it, and executing it. The front part of the brain, called the prefrontal cortex, is the part that is mainly associated with complex thought. The brain consists of multiple regions that determine specific human behaviour and thought processes. Like this, habits are brain pathways that have undergone this learning process and have become so strong and streamlined that you usually do not even consciously perform them. It involves multiple brain regions, making it a very complex process. This pathway forming process is part of how the brain learns. At first, you might make a few detours, but as you repeatedly make your way around the place, you optimise the route and get to your destinations more quickly. It is comparable to getting to know your way around a new neighbourhood. In this stage, your brain has not yet found a pathway to do this quickly and smoothly, and that is why trying something for the first time is usually difficult. When performing a new task, the neurons in your brain cooperate to find the actions necessary for successfully completing the task. To understand the difference between an arbitrary action and an habitual action, we must take a close look at our brain. Challenging your habits makes life’s journey interesting, so to tackle them, we ask ourselves: What makes habits so hard to get rid of or pick up? What do our existing habits tell about us? And can we design them ourselves when we understand how they are formed in the brain? Habits play a great role in daily life, and without them, we would drown in stress. No matter what you do, you can’t escape this.Īnd so, by virtue of this, the more social we are, the healthier we tend to be.While watching your fireworks-fanatic neighbour send his rockets into the sky, creating an explosive rain of sparkling gold, you promised yourself: “This year, I will make the change.”īut whatever we tell ourselves to change, our habits seem so ingrained that even the sparkling magic of entering a new year cannot make the slightest difference in our power over them.īut still, people can change their habits, so some of us do manage to keep our resolutions. Find friends who identify with your challenges Keep it simple and use this method to get most of the benefit of altering your diet while saving you time to focus on what’s most important to you. ![]() Put a little more whole foods into your diet or get a juicer. Also, this refers to what food you eat as well. Section of your grocery store with local farm foods? Pretty good too.
![]() If you draw a double that cannot be played anywhere, the game is lost. If you cannot fill a blank time slot with its correct double, fill it immediately with a new tile.Īs soon as you place a double in its correct time slot, turn that tile, along with all the tiles underneath it, so it radiates out. ![]() You may even empty an entire time slot in this way, creating a blank space. Continue making as many such moves as necessary in order to bring any "double in trouble" to its correct time slot. When you have a "double in trouble," you may move the top domino of any pile to the top of another pile, as long as at least one end of the tile being moved has the same number of pips as at least one end of the tile it is being placed on top of. When you draw a double that has no match on the clock at all or when you have a double on the clock but in the wrong place, this is called a "double in trouble." The 7-7 at "4:00' in the drawing is a "double in trouble." The best play, however, is likely to be on the 4-6 at the "10:00" time slot, in case you soon draw the 10-10.īy the way, never place a tile on top of a double, whether the double is in its correct time slot or not.Įxcept when it's a double tile, if you are unable to play the tile drawn from the deck because there is no match, place that tile aside, never to be drawn during the remainder of the game. If you drew the 6-10, you could play it on the 3-10, 6-1, or 4-6. When placing one tile on top of another, at least one end of the tile you are playing should match at least one end of the tile you are covering. Finally, place the double-blank tile inside your circle, at the very top, so as to "point to 12:00."Īfter the initial layout is finished, draw tiles one at a time from the deck, seeking to place each tile face up on top of another tile in your clock formation. Draw 12 tiles, and then place them, faceup, in a circular shape, placing the first tile at the point that will be considered "12:00" (where 12 would appear on a clock face), and continue by placing the second tile at '1:00' and so on, proceeding clockwise. Play: Remove the double-blank tile from the deck. For example, the 1-1 tile would be placed in the formation in the same location the 1 would appear on a clock face the 2-2 would be placed where the 2 would appear and so on. Object of the game: To arrange the 12 double tiles from the set into a circular formation, each double being positioned in the same place as it would appear on a clock face. ![]() Turn Time is set to 10 seconds.ĭoubles the power of unarmed combat weapons (Fire Punch, Dragon Ball, Kamikaze, Prod).ĭoubles the power of animal weapons (all Sheep weapons, Skunk, Mole Bomb, Mad Cow, Homing Pigeon).ĭoubles the power of cluster weapons (Air Strike, clusters of Cluster Bomb, Banana Bomb, Mortar).ĭoubles the power of fire weapons (Flame Thrower, Petrol Bomb, Napalm Strike).ĭoubles the power of explosives (Dynamite, Mine).Įverything you wanted to know about the contents of that Crateĭoubles the amount of clusters released by cluster weapons (Cluster Bomb, Banana Bomb, Mortar).ĭropped during development, although its icon is still included with the game. Using a weapon doesn't end your turn mode ![]() You start only with infinite Teleports, and Crate Shower is always in effect. The first Worm of each team (aka captain of the team) removes half the health of each team member and adds it to its own. Perfect for fort games.įalling really hurts, be careful out there Only the first two teams' forts are used. Increases the terrain friction (terrain is more sticky).Įach team starts with the fort they selected in their team options. Cured worms get reinfected with this poison after a turn restarting from the beginning of the cycle.ĭecreases the terrain friction (terrain is more slippery). Mortars and all the Grenades are affected by the wind.Īll the Worms in the game start sick, losing an increasing amount of health (1st turn - 2, 2nd turn - 4, 3rd turn - 6, etc.). There's no Retreat Time after using a weapon and no Surrender.ĭoubles the amount of health a Health Crate would give you (set on the game options). The Worms bleed (it's not as nasty as you think, the pink liquid that the Worms emit when they are attacked is simply recolored red).Īll Worms have infinite health, so they can only be killed by drowning.ĭoubles the damage of unarmed combat weapons ( Fire Punch, Dragon Ball, Kamikaze, Prod).ĭoubles the damage and explosion of firearms ( Shotgun, Uzi, Handgun, Minigun), as well as upgrading the Shotgun (4 shots/turn instead of 2) and Longbow (50 damage instead of 15 damage).ĭoubles the damage and explosion of animal weapons (all Sheep weapons, Skunk, Mole Bomb, Mad Cows, Homing Pigeon).ĭoubles the damage of cluster weapons ( Air Strike, clusters of Cluster Bomb, Banana Bomb, Mortar).ĭoubles the damage of engineering weapons ( Blowtorch, Pneumatic Drill) and the time they last.ĭoubles the damage of fire weapons ( Flame Thrower, Petrol Bomb, Napalm Strike), the time they last and the fire radius.ĭoubles the size of the Ninja Rope, and increases the angle to -45º.ĭoubles the damage and explosion of explosives ( Dynamite, Mine).Įach Worm in a team can only use a certain group of weapons (Worm 1 - F1/F2 weapons, Worm 2 - F3/F4 weapons, Worm 3 - F5/F6/F7/F8 weapons, Worm 4 - F1/F2 weapons, etc.). If you blow up a Crate, a Sheep will jump out of it and blow up.Īll the Super Sheep you start with are replaced with Aqua Sheep (can move underwater). The ones you collect from Crates will be unaffected. In Worms 3D, Worms Forts: Under Siege, Worms 4: Mayhem, and Worms: Ultimate Mayhem, the Wormpot legitimately looks like an actual slot machine.Įach team starts with the weapons they set on their team options for the "Points for weapons mode". While the boxes show slot machines when no options are selected, the Wormpot itself hardly looks like one, since it is simply three boxes comprised of pictures. In Worms World Party, there are three boxes shown at the bottom left of the screen while creating a game, which is the Wormpot. The Wormpot may have been added to the game's other versions to further justify the game releasing on other platforms. Every game including Wormpot (except Worms World Party) also includes a way to randomise the options (similarly to a real-life gambling machine).ĭespite appearing in the PlayStation version on inferior hardware, the Dreamcast version of Worms World Party omits the Wormpot entirely. It has three reels individually adjusted by a player, and each reel can have a special game mode, akin to the Cheats in Worms 2 and Worms Armageddon. The Wormpot allows the player to select up to 3 modes of game-play. The Wormpot is a sort of slot machine that allows you to change the game-play further than the scheme settings will allow. Wormpot is a feature that first appeared in Worms World Party, and last appeared in Worms: Ultimate Mayhem. The Wormpot in Worms World Party, highlighted on the bottom left. ![]() When you need reliable anatomical data for your simulation, the Zygote 3D Solid anatomy collection is the only trusted solution. ![]() Explore this award-winning human anatomy general reference that supports independent. Perfect for tight regional work or simplified volumetric stand-ins for whole-human macro work, the comprehensive Zygote collection is versatile and precise. Explore human body systems with more than 4,600 anatomical structures. From stents to prosthetics, Zygote's Solid 3D anatomy is a perfect solution for CAD designers and engineers.ĭevelop a discretized mesh for simulation and analysis that is based on real human data with tremendous true-to-life detail. Human anatomy drawing This human anatomy art print is a wonderful addition to any interior and will make a perfect gift for doctors and medical students. Whether studying internal organs, muscular system, or both, youll find the perfect study aid in our Torsos and Complete Human Models collection. An understanding of anatomy is key to the practice of medicine and other areas of health. Import Zygote 3D anatomy directly into your CAD assembly and begin creating products to fit real human data right away. Human anatomy is the study of the structures of the human body. ![]() When you need reliable data, Zygote's Solid 3D anatomy is the only product with quality you can trust.īased on medical scans of a 50th percentile individual, the Zygote data is the most medically accurate and comprehensive collection of anatomy for CAD design and Simulation available anywhere. Air Scout Select, can cause the AI to use these units incorrectly. Selection and combat grouping mods e.g.More Pew Pew will cause some units modified by tech card to show incorrect stats and range circles.If you gain one it will show below your eco bar. Galactic War hides eco modifiers from the player list. Why aren't awarded bounties showing on the player list? It allows them to connect multiple planets very quickly. This provides them with more additional build power and more lives. Why am I seeing multiple Commanders for a single enemy army?īoth bosses and FFA factions will use Shared Armies to allow for multiple Commanders within a single army. Many changes will only apply to new wars. Why am I not seeing the latest changes in my war? To create a GWO compatible loadout or tech card, please see the New GW Cards repository. Revenants: orbital units, orbital and superweapon structures.Foundation: air and naval units and factories.Legonis Machina: vehicle units and factories.These buffs are applied to commanders and then on a per-faction basis: Additional Factions: the system is a FFA and these factions will fight against you, each other, and the primary faction.Some are better than others and it's up to you to figure out which. Personality: the playstyle adopted by the Commander.This increases the deeper you proceed into the galaxy. ![]() Threat: the eco threat of that Commander.Sudden Death: the defeat of a single army on a team leads to the defeat of the entire team.Land Anywhere: you can land anywhere on any starting planet.Bounties: gain an eco bonus for each army destroyed.Threat Level: based on the total eco score of all enemies.System Area: the total surface size of all planets, excluding gas giants.Easier Start: choose to have four neutral systems to plunder at the start instead of the usual two.Įach system will display the following information:.System Scaling: system size depends on how far into the galaxy you are.Faction Scaling: the number of factions put into the galaxy depends on its size.Uber: for when you're a Galactic War master ready for the ultimate challenge.Ĭustom: for when you want to create your own challenge. Platinum: for when one enemy Commander is no longer a worthy challenge.ĭiamond: for when your loadouts become too powerful. Iron: for when you've overcome your turtle instincts.īronze: you've beaten vanilla Galactic War. At any difficulty level you can choose to enable Easier Start which provides you with more neutral planets with free tech.īeginner: for when you've completed the tutorial and are new to the game.Ĭasual: for when you've some PA experience under your belt. Sub Commanders are not impacted by difficulty. If you are using PA Mod Manager (PAMM) you will need to download the mod from GitHub. You should download and install this mod via the Planetary Annihilation: TITANS in-game Community Mods. Adds the classic Galactic War systems in addition to the TITANS systemsīe sure to check out my guide on adding more maps to Galactic War to enhance the experience further.Unlocks Galactic War's biggest planetary systems.Option to give yourself more starting neutral systems. ![]()
![]() ![]() Abilities like that can create some exciting moments, though several of the game’s more fun spells don’t have any effect on larger foes and bosses - something that makes the back third of the game sag considerably. Depulso pushes enemies back to help players from getting overrun, while a transformation spell can turn smaller enemies into exploding barrels. Combat widens out as players learn new spells, some of which help to mask that thin core. Early on, battles simply had me pulling my right trigger over and over again with no strategy or nuance. The core combat system, for instance, revolves around a single-button magic strike that essentially fires like a peashooter pistol. Magic in Hogwarts Legacy offers a bit of a mixed bag. Strictly coming in from that perspective, I was left cold. I was curious to see how developer Avalanche Software could reinvent the open-world genre by replacing guns and swords with spells. ![]() Whether I’m personally connected to an IP or not, I come to every video game looking for a mechanically engaging experience. I’ve never read the books or seen the films, but that shouldn’t have influenced my thoughts on it much. When I played Hogwarts Legacy, I wasn’t coming at it as a Harry Potter fan. If the Harry Potter game is going to be lauded as a genre-defining work, then Forspoken deserves a cynicism-free revisit. For all its grating dialogue and scattered design decisions, Forspoken‘s creative approach to magic is miles ahead of Hogwarts Legacy. Each has different strengths and weaknesses, but the more I’ve had time to reflect on them, the more puzzled I am by the enormous gulf in public reception. Both are story-heavy, fantasy open-world games built around magic-based combat and exploration. The narrative behind those two releases couldn’t be more dissimilar, but the games themselves aren’t actually all that different. ![]() ![]() Kilo's fight was part of the first big test of Marine Corps combat capabilities in the second Iraqi War and the only major engagement the Marine Corps fought during the heady days of the "Drive Up" to Baghdad. Kasal makes in his stand on that road, literally standing tall amidst fierce gunfire, demonstrating the kind of leadership Kilo Company needed to get the job done. Two days into Operation Iraqi Freedom in March 2003 Kilo is ordered to hold open a critical road between two bridges that Saddam's fierce Fedayeen Saddam were just as determined to take away. By now he is 1st Sergeant Kasal, ramrodding Kilo Company, 3/1, a rifle company in 3rd Battalion, 1st Marines, the mighty "Thunder Third" that would cover itself with glory in 2004. Kasal uses his experience climbing the ranks to illustrate how Marines grow, and how they are shaped by the uncompromising attitudes of the officers and non-coms charged with turning young Marines into tigers. After a brief visit to his childhood Kasal's story quickly gathers steam, introducing the reader to his early Marine career adventure filled years that earned him the name "Robo-Grunt" from men who don't offer accolades easily. ![]() Kasal is currently the Sergeant Major of the Infantry School at Camp Pendleton, CA until he retires in May, 2012. Two decades later Kasal stood stiffly at attention, one leg literally shot in half, while the Navy Cross was pinned to his chest. Sergeant Major Bradley Kasal, the pride of Iowa, is a small town boy who wanted to be a United States Marine even before a poster perfect Marine recruiter marched into his high school gym and offered him a challenge Kasal couldn't resist. My Men Are My Heroes introduces its readers to a living standard of Marine Corps esprit de corps and military decorum. ![]() The color of the carpet is speckled, making it aesthetically appealing and hiding spots and spills. Tweed Comfort offers color variances that complement each other in a mix of soft blended neutrals. Tonals combined with LifeGuard Spill-Proof Technology in Tonal Comfort Blue help mask spots and spills with added protection from the bottom up.Ħ0 colors Tweed Comfort and Tweed Comfort Blue (I, II) Tonal Comfort embraces tone on tone color variation that creates a textured aesthetic and adds depth and sophistication to the floor. For added protection, try the LifeGuard Spill-Proof Technology found in Canvas Comfort Blue.Ħ0 colors Tonal Comfort and Tonal Comfort Blue (I,II) See uniform color with a hint of shimmer, featuring illustrious, ununiform texture for visual interest on the floor. Make any floor a canvas with the innovative fabric visual of Canvas Comfort. With 21 warmer, nature-driven colors, Anso Colorwall invites the consumer to find a color that speaks to them and tell their own distinctive story and express a mood, moment or memory that makes them feel home at last. Discover carpet styles that keep color and comfort top of mind while providing performance and durability. Live life in color on comfortable, colorful, confident carpet. From high-end style and creative color to industry-leading performance and durability, these new introductions have all you could want at a price you’ll love.” John Crews, director of soft surface product design for Shaw Floors, added, “These 2023 intros are a fantastic representation of what Shaw Floors has to offer in the soft surface world. “From our Anso High Performance carpet with Softbac that provides ultimate comfort to our LifeGuard Spill-Proof Technology for ultimate protection, Shaw Floors’ new 2023 introductions have a style to meet any and all carpet needs.” ![]() “Our new carpet introductions offer innovation along with performance and style,” shared Teresa Tran, vice president of Shaw Floors retail channel. To give consumers the best of both worlds, Simply the Best Values provides budget-friendly styles that are designed to be attractive, attainable and affordable. New offerings in soft surface can be found in the colorful Anso Colorwall collection, the performance-driven Pet Perfect collection and the stylishly affordable Simply the Best Values collection.Īnso Colorwall helps consumers find the warmth of a color that speaks to them to express their own unique style with innovative visuals shown on an industry-leading display while Pet Perfect products provide the comfort of ultra-durable, easy-to-clean carpet to keep up with an active lifestyle. Homeowners are craving the warmth and comfort of carpet and these 2023 introductions from Shaw Floors aim to provide just that and more. Shaw’s soft surface intros feature colorful, durable and affordable carpet while its hard surface intros feature alluring, modern and performance-driven styles. Dalton-Shaw Floors, flagship residential brand of Shaw Industries Group, has announced its new 2023 Phase I soft surface and hard surface introductions. ![]() It faces a high waiting period in most of the countries sold. The Tesla Model 3 is the best selling electric car from the manufacturer, since its launch in 2017. It came with the Model S as well as the model X. By this time, Tesla also launched its Autopilot driving assistance system. In 2015, Tesla launched the Model X, its mid-sized electric SUV offering. Its latest long-range variant offers a range of more than 647 kilometres. It was a five-door luxury sedan and came in many variants. The model S was launched in 2012 for a much affordable price. That’s when Tesla launched its first completely in-house developed all-electric car - Model S. ![]() Lotus had allocated only 2500 units of the Elise to Tesla and in 3 years, all of them were sold out. The Tesla Roadster delivered up to 288 horsepower and could do the 0-100 sprint in just 3.8 seconds. It was built from the bodyshell of a Lotus Elise and came with a range of more than 245 miles (390 kilometres). The company aimed to commercialise the usage of electric vehicles and make people move towards a greener path. Tesla Inc started its stint with the Roadster model in 2008. It now exports its models to over 30 countries. The company is currently the best selling plug-in and battery electric car manufacturer in the world. Now, he is the main face behind Tesla Motors and the CEO since 2008. The initial funding was majorly led by Elon Musk, the third member of the company. The AC induction motor technology was patented by Nikola Tesla in 1888. The company is named after Nikola Tesla, a physicist and an electrical engineer. The company was founded by Martin Eberhard and Marc Tarpenning in 2003. Last month, Musk said that "radical interest rate changes" had affected vehicle affordability and that Tesla could potentially lower prices.Tesla Motors, one of the biggest names in the automobile industry, is an American electric car manufacturer. The Model 3 was originally supposed to cost $35,000 and shipped in that configuration for a short time, but saw steady increases to the $46,990 price announced in March 2022. Neither Tesla nor CEO Elon Musk have weighed in on the price cuts, but potential buyers will no doubt be pleased (and recent purchasers displeased). The Model 3 now starts at 229,900 yuan ($33,425) in that nation. Tesla recently cut prices in China, then later declined any compensation to customers who complained. Late last year, it was reported that Tesla inventory was building up after years of strong sales, first with reports in China, then the US. ![]() The Model Y fell into both categories, depending on the number of seats, meaning certain 5-seat models weren't eligible - something CEO Elon Musk called " messed up." Now, all Model Y EVs except the Performance version appear to qualify. The tax rebates apply to SUVs priced below $80,000 and cars under $55,000. To receive the full $7,500 rebate, customers will have to order before mid-March, when it's expected to be reduced to half that. In Germany, Model 3 and Y prices were cut by one to 17 percent, and also dropped in Austria, Switzerland and France. While that puts the price over $55,000, it still qualifies for the Tax Credit as it's considered to be an SUV. However, the 7-seat option on the Model Y has increased in price by $1,000 to $4,000. That means the latter model now qualifies for the $7,500 US Federal Tax credit, so the final price drop will be $20,500 - over 30 percent.Īll other models, including the Model S and Model X (both regular and plaid versions) and the performance versions of the Model 3 and Model Y saw price cuts. The least expensive EV, the Model 3 RWD, has dropped from $46,990 to $43,990, while the 5-seat Model Y Long Range fell 20 percent from $65,990 to $52,990. After steadily increasing prices over the past couple of years, Tesla has cut them drastically across its lineup in the US and Europe, in an apparent bid to boost sales. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |